BNI COI Referrals

Natalie Janisch will give the program in our BNI COI Chapter this Thursday. Rocket Plumbing is a family-owned business providing reliable service and quality workmanship. From small repairs to larger projects, they take pride in doing the job right and serving our community with dependable plumbing solutions built on trust and hard work.

We’re excited to hear from Justin at this week’s Thursday morning BNI meeting!

Justin has called Waco home for the past eight years, where he enjoys playing golf and taking day trips with his wife, Ruzica. Whether on the course or in business, he values relationships and meaningful connections.

His mission is simple: to help families overcome obstacles to homeownership by providing clear information and guidance that puts their minds at ease. He approaches every deal with gratitude and a commitment to doing the right thing—every time.

Justin specializes in Investment Lending, VA loans, down payment assistance programs, and gift of equity transactions, and he’s known for helping real estate agents navigate complex financing situations—even when he’s not the lender on the deal.

His ideal referral is a real estate agent or broker who genuinely wants to serve their clients well and values working as part of a team. In 2026, Justin is focused on building a more structured sales plan and expanding his network, continuing to grow after already reaching the top 25% of mortgage loan officers nationwide during a challenging market.

If you know someone looking for guidance on buying a home—Justin is the person to connect them with.

This week’s featured speaker is Sabrina Golden-Schrader, owner of Golden Legacy Financial. Licensed to provide life insurance in five states (and counting), she is dedicated to helping business owners, individuals and families protect their financial legacy.

Erica Perea and her husband, Ray, run Constalink Managed Websites & Technologies, a nationwide firm that builds custom websites for businesses that want something that actually stands out. While Ray handles the technical infrastructure and security, Erica is your main point of contact, the one who takes your vision and turns it into a website that makes people stop and say, "wait, how did you do that?"

She's all about creating digital experiences with personality. Think interactive effects, magnetic elements, hidden easter eggs, the kind of details that make your website memorable instead of just... another website. Erica also manages the strategic side: search optimization for both traditional and AI search, ongoing maintenance, and making sure your online presence actually represents how good you are at what you do.

Bottom line: if you know someone frustrated with their website or tired of being invisible online, Erica's the one to talk to.

Come see what happens when a creative mind meets serious tech and creativity.

If you’re looking for insurance that fits your life, Duane Hoxworth with Keith Sanders Insurance Group is your go-to independent insurance agent. Whether it’s auto, home, boat or more, Duane and the Keith Sanders Insurance group team can make it simple to find the protection you need while providing personalized service you can trust.

This week’s featured speaker is Jordan Martinez, our very own Dumpster Diva!
Jordan and her husband, Tyler, are owners of One & Done Dumpster Rentals, a locally owned business that’s proudly served Central Texas for the past four years. They provide roll-off dumpster services for both commercial and residential projects, helping contractors, homeowners, and businesses keep their projects on track and running smoothly. Known for being reliable, responsive, and easy to work with, their goal is simple—keep your job moving without the mess or stress.

Meet Michelle Havranek, owner of Cipher Investigations. As a licensed Private Investigator based in Central Texas, Michelle has over 30 years of experience spanning corrections, investigations, law enforcement, higher education, and leadership. She especially loves to work with attorneys.

You can learn more about the many ways Michelle can help in your business or private life when she speaks at our BNI COI networking meeting this Thursday morning at 8:30 at The Pavilion in Woodway.

We’re excited to hear from our chapter’s luxury builder, Bennett Sherman, at this Thursday morning’s meeting.

Bennett has spent most of his life in Waco and is proud to build custom homes in the community he calls home. He focuses on quality craftsmanship, clear communication, and a building process that feels smooth and stress-free for his clients. His passion is helping families create homes they’ll grow into and enjoy for years to come.

Please help us welcome Jaelyn, licensed aesthetician at The Alternative Touch, as this week’s featured BNI speaker! The team at The Alternative Touch works with clients who may be struggling with stubborn weight gain, feeling out of balance, or simply not feeling like themselves anymore. Their goal is to help people feel confident and comfortable in their own skin through personalized services including hormone replacement therapy, weight management, advanced aesthetic treatments, and dermal fillers. We’re excited to learn more about how Jaelyn and The Alternative Touch support wellness and confidence in our community.

Clayton Merritt is the Sales Manager for Universal Windows Direct of Central Texas, bringing over 15 years of combined experience in construction management and business development. With a degree in Construction Management, he takes a consultative, low-stress approach to sales, focusing on education, trust, and long-term value for homeowners rather than high-pressure tactics.
Guided by his faith in Jesus, commitment to family, and a mission to make a positive impact for the Kingdom of God, Clayton believes business is about serving people well. Outside of work, he enjoys hunting, fishing, and grilling, and building strong relationships both professionally and personally.